Takaful Oman

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Car Insurance

Prices starting as just OMR 54/yr

This amount refers to the TP rates only

*Terms ' Conditions apply
Motor Insurance
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18+ Cashless Network Garages

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Instant Motor Claims Registration

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Reliable Customer Support

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What is Motor Takaful

Car insurance , also referred to as vehicle or motor insurance, serves as a vital financial shield against unexpected events and damages. This comprehensive coverage protects your car from accidents, natural disasters, theft, and burglary. Beyond safeguarding your vehicle, it extends coverage to third-party liabilities, addressing financial losses resulting from accidents causing damage to another person's property or injuries.

We offer various policy types, including third-party only and comprehensive policy options. Opting for our comprehensive car insurance ensures protection not only from third-party liabilities but also from financial losses due to accidents, theft, fire, natural disasters, and man-made damages.

At Takaful Oman, we offer a range of add on covers, allowing you to tailor coverage to your specific needs. Secure your worry-free drives by purchasing or renewing your car insurance on time, ensuring legal compliance and comprehensive protection against various risks on the road.

Why should you buy your motor policy from Takaful Oman

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Strong reputation and wide network

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Financial stability

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Variety of coverages which allows you to build your own motor plan

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Excellent services for all the participants at Competitive pricing

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Hassle free claims

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Easy claim process and hassle-free with outstanding A grade garages in the market.

Difference between motor comp and third-party insurance plan

Comprehensive and Third-party insurance policies are two most popular bought motor insurance policies in Oman. Knowing the difference between both the coverages will help you to choose the right policy which suits you needs

  • Coverages damages to third party
  • Coverages damages to owner's car
  • Mandatory as per law
  • Damages to third party property, injuries or deaths due to involved in accident
  • Damages to owner's car due to theft, accidents, natural calamities, man-made disasters
  • Damage due to nuclear attack, war, illegal activities, driving under influence of alcohol, malicious acts.
  • Complete protection of your car
  • Insurance company bears the cost repairing the owner's car damages
  • Third Party Policy
  • Comprehensive Policy

Add-on covers offered by Takaful Oman

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Additional Accessories

You can insure any additional accessories which you have fir in your car whether from the dealership or from a car shop.

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Personal Accident Addendum

Covering death or bodily injuries as a result of a road traffic accident to the vehicle owner, the driver, and their family members.

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UAE Extension

Extension of geographical area to cover your vehicle in United Arab Emirates.

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Agency Repair

Your car will be repaired at the car dealership from where you purchased instead of a local garage.

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GCC Extension

Extension of geographical area to cover your vehicle in GCC countries.

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Offroad Cover

Covers damage to your vehicle when it is driven off road.

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Nil Excess

You won't have to pay any partial amount against the registered claim amount

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Front Windshield damage

Covers damages to your windshield due to accidents.

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STF Cover

Covers damages to your vehicle occurred due to Storm, Tempest or flood like natural calamities.

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Road Side Assistance Standard

Round-the-clock breakdown assistance to your car and you if the car breaks down

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Road Side Assistance + Car Replacement

24-hour roadside assistance for both you and your vehicle in the event of a breakdown. If your vehicle is damaged in an accident, you will also receive a loaner car while it is being repaired.

* Maximum up to 10 days
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Exclusions of Motor Insurance Policy

What's not:

  • Car wear ' tear and ageing
  • Damages while driving under the influence of drugs or liquor
  • Any consequential loss
  • Mechanical or electrical breakdown
  • Damages while driving without a valid license
  • Loss/damage due to war, mutiny or nuclear risk

Benefits of buying a car insurance policy online

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Get instant quotes

Just enter your civil id and plate number and we will provide you with smart insurance plan. You may choose to pay for the same or even modify the same as per your needs and issue.

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Minimal paper work

You only need to update the correct details and upload clear copies of the necessary documents for the policy issuance procedure.

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Seamless transactions

Our minimal click website guarantees that the process of issuing and renewing your policy is seamless, and that making payments is fast and easy.

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Hassle free process

Enter the details, upload the documents, customize the covers if needed and pay. Four simple steps to secure an insurance policy from our website.

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Enjoy uninterrupted coverage

Experience seamless and uninterrupted insurance coverage with us. Our streamlined online process ensures swift policy issuance, allowing you to enjoy continuous protection without any gaps.

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Convenient and quick

You don’t need to visit any of our branches or wait for an agent to contact you. You can simply access our website and select the insurance policy that suits your requirements from the comfort of your own home.

How to select the best car insurance plan and the benefits of doing so

While purchasing your car insurance plan, it is important to consider the following factors.

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The type of policy

Insurance companies offers two main types of policies, comprehensive and third-party coverages.

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Age of your vehicle

The older your vehicle the more the possibilities of it developing issues which in return may increase your claim counts.

You would need to revisit the car maintenance record in order to maintain its health.

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The add ons needed

Apart from the standard covers opted by the companies, you can review all of their other add on coverages which will safeguard your car from other several additional factors, apart from standard covers.

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The contribution given and the coverages receive

It is wise thing to compare the contribution paid in exchange of the coverage received.

You should compare the coverages offered by several companies and visit the contributions requested in return to conclude on cost effective insurer.

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Claim processing

The actual test is during the claim processing.

You definitely need to revisit the claim registration, processing and settlement details of an insurance company in order to save yourself from a troublesome claim settlement process later.

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Garage network

An insurance company with a wide network of garages may ensure that the repair and replacement processes are carried out rapidly and effectively.

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Your day-to-day use of the vehicle

Your car will need to be maintained effectively for a true claim free insurance record.

In case of your car being used for longer duration in a day you need to ensure that all the necessary maintenance activities are carried out from time to time to avoid huge losses in the future.

Why renewing your policy on time is beneficial

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Continuous
Coverage

Renewing your expired car insurance ensures continuous coverage without any gaps. This is crucial to stay legally compliant and maintain financial protection in case of accidents or unforeseen events.

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No Loss of
No-Claim Bonus (NCB)

Renewing before the expiration date prevents the loss of accumulated No-Claim Bonus (NCB). NCB rewards policyholders for claim-free years, leading to significant premium discounts over time.

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Avoiding Lapses
in Protection

An expired policy means a lapse in coverage, leaving you vulnerable to financial losses in case of accidents or damages. Renewing promptly ensures that you remain protected without interruptions.

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Cost-Efficiency

Renewing an expired policy is often more cost-effective than purchasing a new one. Insurers may offer better terms to policyholders with a history of continuous coverage, making it a financially prudent decision.

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Locate your nearest cashless garage

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How to file your motor claim and the documents required for the claim submission

Read More

Policy Cancellations Process and Proposal Form

At Takaful Oman Insurance SAOG, we understand that situations may change, prompting you to think about canceling your insurance policy. We strive to ensure this process is straightforward and easy to understand for your benefit. Please take a moment to go over the information provided below about policy cancellations and use the form we've included to begin the cancellation process.

Cancellation Process:

01

Review Policy
Terms:

Before initiating the cancellation process, we encourage you to review your insurance policy's terms and conditions to understand any potential implications or fees associated with cancellation.

02

Contact Customer
Service:

To cancel your policy, please contact our dedicated customer service team via phone or email. Our representatives will guide you through the cancellation process and address any questions or concerns you may have.

03

Provide Necessary
Information:

During the cancellation process, you will be required to provide specific details such as your policy number, reason for cancellation, and any relevant documentation.

04

Confirmation of
Cancellation:

Once your cancellation request has been processed, you will receive confirmation via email or mail. Please retain this confirmation for your records.