Safeguarding Their Dreams, Honoring Their Dedication:
Insurance for Your Workforce.

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What is domestic worker insurance?

This Insurance provides financial security to domestic workers in case of accidents, injuries, or illnesses.

It covers medical expenses, disability benefits, death benefits, offering a safety net for them and their families. It also covers the cost of transporting the mortal remains to the country of origin, in case of death.

What are different types of domestic worker insuance offered by Takaful Oman?

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Domestic Helper's Family Takaful

This product is designed to offer specialized Death and Disability coverage for domestic helpers, providing essential financial protection in challenging circumstances. Specifically crafted for the unique needs of this workforce, it ensures comprehensive support for them and their families, addressing the specific challenges associated with unforeseen events such as death or disability

  • Fatality resulting from Any Cause
  • Irreversible Total Disability due to Accident or Illness
  • Irreversible Partial Disability due to Accident
  • Medical Costs Arising from Accident
  • Transportation of Deceased Remains
  • Airfare in the case of Permanent Total Disability
  • Pre-existing and Chronic Conditions
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    Domestic Helper's Health Insurance

    This product is aimed at ensuring that these essential members of the workforce receive dedicated and specialized health coverage, addressing their unique healthcare needs. By focusing on the distinct requirements of domestic helpers, the product strives to offer a robust health insurance solution that promotes their well-being, providing financial protection and access to quality.

    • Treatment for outpatients
    • Treatment for inpatients
    • Charges for hospital accommodation or room rent
    • Fees for consultants, physicians, medics, and paramedics
    • Charges for diagnostics, radiology, and imaging (X-ray, MRI, CT scan, ultrasound, etc.)
    • Costs for medications and solutions
    • Pre-existing diseases and chronic conditions
    • Intentional self-inflicted injury
    • Dental and optical
    • Maternity

    Documents required for domestic worker insurance

    Proposal forms filled for all requests

    • Resident ID of the Employer
    • Resident ID of the domestic worker
    • Passport copy of domestic worker
    • Color photo of the domestic worker (to print the medical card)

    Documents required to file a domestic worker insurance

    • Copy of Policy
    • ID card Sponsor / worker
    • Medical card -if any
    • Hospital Report
    • Payment reciepts and invoices
    • Duly filled Claim form
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